AUSTRALIAN CAPITAL LENDING FOR IMMEDIATE FINANCE
If financial crisis strikes, such as you are hit with an outstanding Australian Tax Office (ATO) debt or your business is in the pre-insolvency stage, Australian Capital Lending can provide immediate finance to settle your debt and balance your books. Our team of financial professionals can conduct same-day due diligence, and ensure your company avoids administration. Loans can be secured in a variety of ways, and our team of fiscal advisors are well versed and experienced in how best to secure small or large injections of funds. Whether this is achieved via a first or second mortgage on residential, commercial or investment properties, by applying a caveat to a property, or by liquefying business assets, Australian Capital Lending can access the funds you need.
It is worth noting, immediate finance does not always occur in crisis. Often our clients will come to us as they have been presented an offer by another party at a ‘distress’ rate that remains available for only a short window of time. Australian Capital Lending can help you to capitalise on opportunities such as these by freeing up the required funds in a timely, efficient manner. Forget hanging on the bank’s endless promises of ‘we’ll get back to you tomorrow’ that impedes many business deals, by employing the services of Australian Capital Lending you’ll get your money sooner. Your loan is our priority, and we have the team of professionals and mechanisms in play for expedited processing and underwriting.
THE OPTIONS FOR IMMEDIATE FINANCING INCLUDE:
WHAT IS LOAN TO VALUATION RATIO (LVR)?
As an example, let’s suppose you want to buy a property that is worth $500,000, and you already have $100,000 saved as a deposit, which means you require to borrow the remaining $400,000. If that is the case, you require to borrow 80 percent of the total value of the property. The lower the LVR, the less risk is posed to the lender because you are recognised as being a proven saver due to the initial deposit. Eighty per cent is considered a benchmark, and anything above this will generally require the borrower to pay the additional cost of Lenders Mortgage Insurance. The exact cost of LMI is more difficult to determine, and depends on the loan, lender and provider. Factors like whether you are self-employed or a PAYG employee also come into play. In most cases, it goes up in stages. Australian Lending Capital can advise you of the best options to take in this regard.
GET VALUE FOR MONEY AT AUSTRALIAN CAPITAL LENDING
Employ our cutting-edge economical services with no up-front cost. Forget late nights and early mornings trying to figure out the bewildering loaning process, let Australian Capital Lending do it for you and get you into that new house or get the results you want.